Firstly, ensure that your account has sufficient funds available at the time that the debit order(s) will be processed by your bank. Secondly, be sure that the beneficiary company submits the debit order(s) on the correct date, matching as closely as possible the payment of your wages or salary – this will assist in ensuring the previous measure. Thirdly, ensure that any expired or invalid debit orders have been terminated by the user or beneficiary.
Finally, if you are experiencing continuous problems with penalty fees, request the beneficiary or user to convert your debit order to an Early Debit Order (EDO) – which is described below.